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100% No medical underwriting life plan 无需体检的人寿 GLG
Is Your Family’s Future Secured, or Just Insured?
Is Your Family’s Future Secured, or Just Insured?
We bridge the gap between building wealth and preserving it. Don't let your life's work become part of Malaysia's RM 11 Billion Unclaimed Money statistics. We turn frozen assets into a flowing legacy.
We bridge the gap between building wealth and preserving it. Don't let your life's work become part of Malaysia's RM 11 Billion Unclaimed Money statistics. We turn frozen assets into a flowing legacy.
The "Silent Risk" in Your Portfolio
The "Silent Risk" in Your Portfolio
You’ve worked hard to accumulate assets—properties, stocks, and savings. But did you know that without a proper Distribution Strategy, your wealth could be legally "frozen" the moment you are no longer there to manage it?
The Freeze: In Malaysia, dying without a Will (Intestacy) means your bank accounts and assets are frozen immediately.
The Wait: Your family could face 2 to 5 years of complex legal battles to unlock funds for daily survival.
The Cost: Expensive legal fees and the requirement of two guarantors often drain the estate before it even reaches your loved ones.
We don't just sell policies; we remove these legal hurdles.
OUR SOLUTIONS
Quadrant 1: The Medical Inflation Hedge (Protection)
OUR SOLUTIONS
Quadrant 1: The Medical Inflation Hedge (Protection)
Headline: Access the Best Care, Without the Financial Shock. Medical inflation in Malaysia rises faster than your savings. We provide Unlimited Lifetime Limit medical coverage (starting from RM 1 Million annual limit) to ensure you never have to compromise on treatment quality.
Key Feature: 24/7 Hospital Admission Assistance & Emergency Evacuation.
Quadrant 2: Income Replacement Strategy (Creation)
Quadrant 2: Income Replacement Strategy (Creation)
Headline: Keep the Household Running, No Matter What. If the breadwinner stops, the income stops—but the bills don't. We structure Life Insurance as a "Cash Estate" that pays out instantly, clearing debts (mortgages, car loans) so your family inherits assets, not liabilities.
Key Feature: "Debt Cancellation" mechanism.
Quadrant 3: The Trust Policy Structure (Preservation)
Quadrant 3: The Trust Policy Structure (Preservation)
Headline: Creditor-Proof & Instant Liquidity. Business owners and professionals face unique risks. By structuring your policy as a Section 23 Trust Policy, the payout is:
Creditor Proof: Safe from business bankruptcies or lawsuits.
Instant: Bypasses the lengthy Probate process entirely.
Controlled: You decide how and when the money is used (e.g., monthly education fees vs. a lump sum).
Quadrant 4: Professional Will Writing (Distribution)
Quadrant 4: Professional Will Writing (Distribution)
Headline: Your Voice, Even When You Are Silent. Don't let the Distribution Act 1958 decide for you. Whether through our 15-Minute SmartWill DIY (from RM 388) or a comprehensive RHB Trustee Professional Will, we ensure your guardians are appointed and your assets go exactly where you intend.
Key Feature: No sureties required; Professional Executor appointment.
ABOUT US
A Family of Planners, Serving Families Like Yours.
ABOUT US
A Family of Planners, Serving Families Like Yours.
We are your Lifetime Planner. Unlike transient agents, we are a family of four dedicated to this profession—building relationships that span generations.
We don't just recommend products; we are beneficiaries of them. We have seen firsthand how a well-structured plan saved our own family during crises, and we have witnessed the chaos caused by a lack of planning.
Our Credentials:
Associate Registered Financial Planner (ARFP) / MFPC Member
Authorized Agents for Great Eastern Life Malaysia
General insurance support by agency - Great Eastern General, Tokio Marine & Generali
Professional Estate Planners for RHB Trustee Berhad
Our Promise: We are here for the "Long Game"—from your first policy to your child's graduation, and eventually, ensuring your legacy is passed on smoothly.
FOOTER & CONTACT
FOOTER & CONTACT
Ready to secure your peace of mind?
Location 1 : Merchant Square Tropicana, Petaling Jaya.
Location 2 : The Hermington, Kuchai Lama. KL.
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